Health Insurance Information
Plan year January 1 – December 31, 2026
Open Enrollment is Here
December 1 – 14, 2025
MEDICAL PLANS
All plans are ACA compliant and offered through the PPO Network Service – PHCS. To check to see if your medical provider participates in the network visit PHCS. Click the green button to ‘Select Network’ and select PHCS from the list. From there select the option below that applies to the plan you are interested in.
- MEC WellCare – Covers all preventive services 100% and includes telehealth and prescription discounts.
- MEC KeyCare – Covers all preventive services 100%, primary care visits at a $25 co-pay and includes virtual health and prescription drug benefits.
- MEC VitalCare – Covers all preventive services 100% and office visits, urgent care, labs and x-rays offered at various co-pays. This plan also includes virtual health and prescription drug benefits.
DENTAL PLAN
This plan is offered through Beam and includes benefits for preventative/diagnostic, as well as basic and major services including fillings, bridges/denture, extractions, endodontics, implants, etc.
VISION PLAN
This plan is part of the VSP Choice Network with 31,000 providers. Coverage includes benefits for exams, lenses, frames, and contacts.
What you need to do:
Review the enrollment guides – Medical and Dental & Vision for plan details and pricing. Determine if you will enroll in benefits or not. You have 30 days from your start date to enroll in benefits. Once the enrollment period ends, no additional enrollment will be accepted without a documented qualifying life event or until the next open enrollment.
To Enroll in Coverage:
Go to iSolved, click on Employee Self-Service -> Benefit Enrollment. Click on the plan type under Plan selections and then click ‘Select Plan’ next to each plan name to elect the level of coverage you desire. Make sure to click ‘Next’ in the black bar at the top to move to the next screen. Within a day or so of your enrollment you will receive a confirmation email from our Onboarding team outlining the plans you have elected. Please review this email carefully to ensure you were enrolled correctly.
To Waive Coverage:
lf you wish to waive coverage, please navigate to the Benefits Enrollment tab in iSolved and under Plan Selections select ‘waive coverage’ for each plan you wish to waive. Employees should complete this activity upon hire before the 30 day enrollment window closes (or during the annual open enrollment period).
**Should you decide to waive coverage you will need to wait until next year’s open enrollment or have a qualifying life event to enroll in any plan. If you have a qualifying life event, you have 30 days from said event to submit the enrollment/change form and documentation. Please email Onboarding@corpsteam.com with questions.
Coverage/Payment information
- Coverage period: Monthly, running from the first to the last of the month. Coverage will begin on the first of the month following 30 days of employment, unless completed during open enrollment when coverage will begin on 1/1.
- Deduction Date: The deduction for coverage will be taken on the first paycheck of the month for that month’s coverage.
- Pre–Tax Deduction: All plans are being offered pre-tax, allowing you to pay your premiums with before-tax money. This results in a reduction of your taxable wages. Because plans are pre-tax, employees can only withdraw if there is a qualifying life event or during the next open annual open enrollment.